Choosing family dental coverage
Family dental decisions usually come down to two questions: is orthodontics coming, and does everyone use the same dentist.
Dental Insurance
Preventive, basic, and major services, waiting periods, and annual maximums.
Dental plans group services into preventive, basic, and major categories, often with waiting periods and annual limits. These articles help you read a dental plan before you buy it.
Dental PPO or DHMO: which structure fits
One structure pays a percentage at a broad network of dentists. The other charges set fees at a smaller one. Your dentist usually decides the answer.
The dental annual maximum, and why it runs out
Dental insurance caps what the plan pays, the opposite of medical insurance, which caps what you pay. That single inversion explains most surprises.
Dental waiting periods and how to work around them
A waiting period is the gap between enrolling and being able to use a benefit. On dental plans it is usually the difference between a good year and a frustrating one.
Dental major services: waiting periods
Dental major services: waiting periods: a plain-language guide for families — what to understand, how to compare your options, and the mistakes worth avoiding.
Dental preventive coverage explained
Dental preventive coverage explained: a plain-language guide for individuals — what to understand, how to compare your options, and the mistakes worth avoiding.
Prestige Insurance Group is a team of licensed insurance advisors, not the insurer.