Supplemental coverage is not a substitute for major medical
Some plans look like health insurance and pay like a benefit schedule. Telling the difference before you enroll is the most valuable ten minutes you can spend.
Supplemental & Gap Coverage
Accident, critical illness, and hospital indemnity coverage that fills the gaps.
Supplemental products pay benefits that help with costs your primary plan may leave behind. These articles explain what each product is for, what triggers a benefit, and where the limits are.
Accident insurance: what a benefit schedule really means
Accident plans pay from a schedule: a set amount for an emergency room visit, a fracture, stitches, or an ambulance ride. The schedule is the product.
Critical illness insurance: how the lump sum works
A covered diagnosis triggers a cash benefit you can use for anything. The value of the policy lives entirely in how it defines covered.
Hospital indemnity coverage: what it pays and when
Hospital indemnity pays you a stated amount when a covered event happens. It is not health insurance, and understanding that difference is the whole point.
Supplemental accident coverage edge cases
Supplemental accident coverage edge cases: a plain-language guide for Arizona residents — what to understand, how to compare your options, and the mistakes worth avoiding.
Term life vs whole life (trade-offs)
Term life vs whole life (trade-offs): a plain-language guide for Arizona residents — what to understand, how to compare your options, and the mistakes worth avoiding.
Supplemental coverage gap-fillers explained
Supplemental coverage gap-fillers explained: a plain-language guide for families — what to understand, how to compare your options, and the mistakes worth avoiding.
Prestige Insurance Group is a team of licensed insurance advisors, not the insurer.