Prices for your household
The interactive comparison separates published rates from estimates that remain subject to medical underwriting.
Amerus, TRIAD and USA Benefits
Compare private health plans
Choose who needs coverage, add an age and compare the available plan prices, deductibles, plan types, eligibility and important limits in one place.
Plain-English plan differences
Compare major medical and limited-benefit options without treating a network name or PPO label as proof of a specific benefit.
Official documents control
Provider participation, prescriptions, exclusions, limits and final approval must be confirmed for the exact plan before enrollment.
Amerus Summit health plans: our plan review
Start with the monthly price, then check what you could owe when you use the plan. These are Prestige’s document-based explanations of different Amerus designs, not customer ratings or a recommendation for your health needs.
Amerus offers several health plan designs. Their names identify different coverage. Ultimate PPO and Ultimate 5K PPO have different benefits, as do EPO 1500 and Ultimate EPO 1500. Match the full plan name, network, coverage period and governing documents before choosing.
Current AMERUS plans, prices and verified document links load from the master sheet when this page opens.
A provider-network name does not identify the insurer or guarantee that a doctor participates in every design. Confirm the exact governing documents, issuing entity and provider participation before applying.
Reviewed November 3, 2026. We compare network access, costs when you need care, benefit limits and the source documents linked below. Prestige offers insurance plans and may receive compensation when coverage is purchased. We do not assign star ratings or claim one plan is best for everyone.
Compare private plansComparing prices or ready to apply?
Use price help if you are still comparing: it is an inquiry, not an application. When you have chosen a plan, use that plan’s application action and check the exact plan name and household on the next screen. An application request is not approval or active coverage.
Frequently asked questions
Is Amerus Summit EPO the same as Ultimate PPO?
No. Summit EPO does not cover routine out-of-network care; Ultimate PPO has out-of-network benefits with separate cost sharing and possible balance billing. Check the exact benefits summary for the design you are considering.
Are Amerus VL options major medical coverage?
No. The VL500 option shown here is limited-benefit coverage with annual service limits. Compare it separately from the medical designs and read its plan guide.
Does a provider-network name tell me who insures the plan?
No. The network identifies participating providers, not necessarily the insurer or administrator. Ask for the exact plan documents and confirm your doctors with the plan and their offices.
Is the displayed price my final approved rate?
Not necessarily. Household pricing and eligibility depend on the exact design, state and any required health review. Confirm the final rate, first-month charge and effective date before applying.
Prestige Insurance Group is a team of licensed insurance advisors, not the insurer. Product, program and state availability varies. Official documents and executed agreements control.